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Terms of Service

Terms of Service

Last updated: June 10, 2025

These Terms of Service (“Terms”) govern your access to and use of the FYM Partners website, platform, and related products and services (“Services”) provided by ACAWUTA LLC t/a FYM Partners (“FYM Partners”, “we”, “us”, or “our”). By using our Services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you must immediately discontinue use of our Services.

Disclaimers

FYM Partners, ACAWUTA LLC, and FYM Partners II (Pty) Ltd do not provide investment advice, intermediary services, or recommendations to buy or sell securities, financial products, or instruments.

We are not a broker-dealer, investment adviser, or licensed financial institution. FYM Partners and its affiliates are not registered with the U.S. Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any equivalent regulatory authority in any jurisdiction.

No regulated financial services, investment advice, loans, credit facilities, or solicitation of investments are provided via this website or related platforms.

All services are offered on an administrative, facilitation, or consulting basis only. All information provided is for informational and general guidance purposes and should not be interpreted as legal, financial, tax, or investment advice.

Users must obtain independent advice from appropriately licensed professionals before making any business, financial, or investment decisions.

The Services are operated by ACAWUTA LLC, an Ohio limited liability company registered in the United States of America. References to “FYM Partners II (Pty) Ltd” denote an affiliate incorporated in South Africa providing administrative and corporate support under a shared brand.

2) Affiliates, Branding & Non-Regulated Nature

“FYM Partners” and “FYM Partners II (Pty) Ltd” are brand and affiliate entities used to deliver administrative, consulting, and compliance services in multiple jurisdictions. FYM Partners is not registered or regulated by FINRA, the SEC, or any investment authority in the U.S. FYM Partners II (Pty) Ltd is not licensed under the South African Financial Advisory and Intermediary Services (FAIS) Act. Our Services do not constitute financial, investment, tax, or legal advice, and no fiduciary relationship exists between FYM Partners and any user or client.

3) No Loans, Credit, or Regulated Financial Products

We do not provide or arrange loans, credit facilities, financial products, or brokerage services. Users requiring such products must engage directly with licensed institutions.

4) Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and have full legal capacity to enter into these Terms. You represent that any information you provide is accurate and that you are not barred from using our Services under applicable law.

5) Use of Services

You agree to use our Services solely for lawful, legitimate, and intended purposes. You may not access, modify, or attempt to penetrate non-public areas of our systems; interfere with the operation or security of our platform; use our Services to facilitate or conceal illegal or fraudulent activity; or misrepresent your affiliation or impersonate another person or entity. We reserve the right to suspend or terminate access at our sole discretion if we suspect misuse, breach, or risk to system integrity.

6) Intellectual Property

All content, designs, trademarks, and code on the FYM Partners website are the exclusive property of ACAWUTA LLC or its licensors. You may not reproduce, distribute, or use any content except as expressly permitted in writing. All rights not expressly granted are reserved.

7) No Professional Advice or Reliance

Information provided through our Services is for general informational and administrative purposes only. It should not be relied upon as financial, legal, or tax advice. You are solely responsible for obtaining independent professional advice before making business, investment, or compliance decisions.

8) Limitation of Liability

To the maximum extent permitted by law, ACAWUTA LLC, its officers, employees, agents, affiliates, and successors are not liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including loss of profits, goodwill, data, or business interruption. We are not responsible for errors, inaccuracies, interruptions, system failures, or third-party service disruptions. All Services and information are provided on an “as is” and “as available” basis, without warranties of any kind, express or implied, including merchantability, fitness for purpose, or non-infringement. In no event shall our total liability exceed the amounts paid by you to us in the six (6) months preceding the event giving rise to the claim.

9) Indemnification

You agree to defend, indemnify, and hold harmless ACAWUTA LLC, its affiliates, officers, directors, employees, contractors, and agents from any and all claims, liabilities, damages, losses, and expenses (including reasonable attorney fees) arising out of or connected to: your use or misuse of the Services; your violation of these Terms or applicable laws; or any third-party claim related to your content, data, or conduct.

10) Service Modifications & Termination

We may modify, suspend, or discontinue any Service at any time without prior notice or liability. We reserve the right to terminate or restrict access to any user for any reason, including suspected breach or legal compliance obligations.

11) Confidentiality

Any non-public information you provide is handled per our Privacy Policy. You acknowledge that communications over the internet may not be fully secure, and we are not liable for interception or unauthorized access beyond our reasonable control.

12) Force Majeure

We are not liable for any failure or delay in performance caused by circumstances beyond our reasonable control, including acts of God, war, natural disasters, strikes, government orders, or internet outages.

13) Dispute Resolution, Arbitration & Class Action Waiver

  • Any dispute arising from or relating to these Terms shall first be resolved through good-faith negotiation.

  • If unresolved, disputes shall be submitted to binding arbitration under the rules of the American Arbitration Association (AAA), held in Cincinnati, Ohio, and conducted in English.

  • You and FYM Partners agree to waive any right to trial by jury or to participate in a class or representative action.

  • The arbitration award shall be final and enforceable in any court of competent jurisdiction.

14) Governing Law & Jurisdiction

These Terms are governed by the laws of the State of Ohio, without regard to conflict of law principles. For matters not subject to arbitration, you consent to the exclusive jurisdiction of the state and federal courts in Ohio, USA.

15) Severability & Entire Agreement

If any part of these Terms is found invalid or unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and FYM Partners regarding the Services.

16) Changes to These Terms

We may amend these Terms at any time by posting the revised version with an updated “Last updated” date. Continued use of our Services after such changes constitutes acceptance of the updated Terms.

17) Contact Us

For any questions or notices under these Terms, contact: